Services

At Mortimer Street Capital, we arrange tailored debt and equity funding for property developers, investors, and landlords. From bridging and development finance to complex structured funding, we connect clients with the right capital solutions through our extensive lender network and deep market expertise.

Financing Solutions & Expertise

We offer a full spectrum of property finance solutions, including bridging loans, development finance, development exit, commercial mortgages, mezzanine debt, and equity funding. Whether you’re acquiring, building, refinancing, or scaling, we structure funding to suit your project and strategy.

Property under renovation with exposed walls and construction tools scattered around

Bridging Finance Bauhaus Style Icon Bridging Finance

Maximising flexibility and speed. Ideal for auctions, refurbishments, chain breaks, planning plays, development exit, or restructuring portfolios. We arrange short-term bridging loans tailored to your timeline, security and exit strategy. Typical terms from 1 month to 36 months, using your existing or acquisition property with LTV’s up to 100%, against residential, House in Multiple Occupation (HMO), commercial, mixed-use or land.

Two male property developers assess a commercial site while walking through an empty warehouse space

Development Finance Bauhaus Style Icon Development Finance

We structure development funding that supports land, build, and exit, for both residential and commercial schemes. New build, conversion, Permitted Development (PD), Build-to-Rent (BTR), Purpose-Built-Student-Accommodation (PBSA), co-living, live-work, office, care, hotel, retirement, life sciences and industrial.

Modern flats building against clear blue sky

Commercial Investment Finance Bauhaus Style Icon Commercial Investment & Owner-Occupied

Whether you’re acquiring a commercial investment property, financing an owner-occupied premises for your trading business, or refinancing an existing commercial facility, we work closely with you to understand your goals and the strengths of your business – so we can secure funding that fits your needs, both now and for the future.

Modern flats with rooftop trees and light flare effect

BTL Portfolios Finance Bauhaus Style Icon BTL – Including Portfolios

We help landlords and property investors secure tailored finance solutions for single units, Houses of Multiple Occupancy (HMOs), Multi-Unit Freehold Blocks (MUFBs) – whether refinancing existing assets, capital raising, or making acquisitions. With access to a wide network of lenders, we structure funding that aligns with your goals and longer-term strategy.

Row of new build red brick houses with plants outside and blue sky in the background

Mezzanine / Equity Funding Bauhaus Style Icon Mezzanine & Equity

Stretch your capital further without giving up control. Mezzanine finance offers a flexible way to top up your funding and close the gap in your capital stack – ideal for larger or more complex projects. If your scheme requires additional investment, we can also connect you with trusted equity or joint-venture (JV) partners from our established network.

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Other Finance (Asset / Business / Growth Finance) Bauhaus Style Icon Business & Asset Finance

Unlock growth with flexible finance for business expansion, Management Buy-Out (MBO) or Management Buy-In (MBI), or business acquisition. Support asset purchases, such as equipment, plant & machinery, vehicles and premises. Get the funding you need to invest confidently, accelerate your plans, and take your business to the next level.

Modern apartment block with clear blue sky in the background

Insurance Bauhaus Style Icon Insurance – Property & Construction

We provide a holistic service for property professionals, navigating the complexities of property and construction insurance. Our expertise spans buildings insurance, latent defects cover, new build guarantees, conversion warranties, social housing and self-build warranties, construction bonds, and insurance-backed guarantees – ensuring robust protection for your property.

We Support all People in Real Estate

As property professionals ourselves, we understand the complexities and challenges that come with navigating the real estate landscape. Whether you’re a sole trader, limited company, limited liability partnership (LLP), joint venture (JV) partner, financial institution, or overseas investor, we’re here to help. We work with developers, landlords, and investors alike – providing tailored funding solutions across the full spectrum of real estate activity.

Developer wearing hard hat and high-visibility vest on construction site