Bridging Finance Calculator

Get a quick estimate of your bridging finance costs with our calculator. Whether you’re funding an acquisition, refurbishment or short-term property opportunity, it helps you understand potential LTV, monthly repayments and overall loan structure before taking the next step.

1. Property details


2. Calculation type

Enter the gross LTV and we’ll estimate the gross loan, fees and net advance.

Enter the net loan required and we’ll work back to the gross loan and gross LTV needed.


3. Loan details

Bridging Finance FAQs

Find answers to common questions about bridging finance, short-term lending, costs and how these loans are used for property purchases, development and refinancing.

  • How does a bridging finance calculator work?
    A bridging finance calculator provides an estimate of the costs involved with a bridging loan based on information such as the loan amount, property value, loan-term and interest rate. While the figures are indicative, they can help you understand the potential cost of borrowing before speaking to a specialist adviser about your funding requirements.
  • How accurate is a bridging loan calculator?
    A bridging loan calculator is designed to provide a useful estimate rather than a formal lending quote. The final terms will depend on factors including the property’s value, the loan-to-value (LTV), your exit strategy and the lender’s individual criteria. Once you’ve used the calculator, our team can provide tailored guidance based on your specific circumstances.
  • What can bridging finance be used for?
    Bridging finance is commonly used to purchase residential or commercial property, fund refurbishments, secure auction purchases, refinance existing borrowing or bridge the gap between buying and selling a property. Its speed and flexibility make it a popular solution for investors, developers and businesses that need access to funding quickly.
  • Why should I speak to Mortimer Street Capital after using the calculator?
    Our bridging finance calculator is a great starting point, but every transaction is different. At Mortimer Street Capital, we work with a wide network of specialist lenders to structure funding around your objectives, helping you secure competitive terms and a solution that suits your project, timeline and exit strategy.