Buy-To-Let (BTL) Finance – Including Portfolio Landlords

What Is Buy-To-Let Finance?

Maximise your rental property returns with tailored Buy-To-Let (BTL) finance from Mortimer Street Capital. Whether you’re a first-time investor or a seasoned landlord with a growing portfolio, we provide access to the most competitive funding solutions across the UK market. BTL finance is designed to support investment in residential or commercial properties for rental income, while portfolio BTL finance helps experienced investors manage growth and refinancing with efficiency and flexibility.

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Key Features of Our BTL Finance

  • Single Properties & Portfolios: Funding for individual buy-to-let properties or for portfolios of 4+ units.
  • Competitive Interest Rates: Access to leading BTL lenders with attractive rates and flexible terms.
  • High Loan-To-Value (LTV): Secure up to 80% LTV on standard BTL, with bespoke solutions for complex cases.
  • SPVs & LLPs: Support for limited companies, SPVs, and other structures as well as personal lending.
  • Flexible Terms: Interest-only or repayment options with products lasting from 2 to 30 years.
  • Expansion & Refinancing: Acquire new properties, refinance to release equity, or restructure existing portfolios.
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How It Works

Our simple step-by-step process makes securing Buy-to-Let finance straightforward, whether you’re investing in a single property or managing a large portfolio.

  1. Consultation

    We discuss your investment plans and funding goals

  2. Proposal

    You’ll receive tailored BTL options to match your needs

  3. Application

    We guide you through lender checks and valuations

  4. Completion

    Seamless funding for purchases, refinancing, or restructuring

Who Can Benefit?

Buy-to-Let finance is designed to support a wide range of property investors, from individuals taking their first step into the rental market to large-scale professional landlords. At Mortimer Street Capital, we tailor solutions for:

  • First-time investors – entering the rental market with a single property purchase.
  • Portfolio landlords – refinancing or expanding existing holdings to unlock growth.
  • Corporate landlords & LLPs – structuring finance for property investment companies.
  • Professional landlords – securing complex or large-scale loan facilities.
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Why Work with Mortimer Street Capital?

At Mortimer Street Capital, we provide more than just finance, we deliver guidance, access, and solutions that make building and managing Buy-to-Let portfolios simpler and more effective. With our expertise, lender network, and transparent approach, you’ll have confidence at every stage of the process.

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  • Expert Knowledge
  • Market Access
  • Streamlined Process
  • Bespoke Portfolios
Speak to our team today