Commercial Investment & Owner-Occupied Finance

What Is Commercial Investment & Owner-Occupied Finance?

At Mortimer Street Capital, we arrange tailored finance for both property investors and business owners across the UK. Commercial investment finance supports the purchase, refinancing, or expansion of income-generating properties like offices, warehouses, and retail units. Owner-occupied finance enables businesses to acquire premises for their own use, providing security and space to grow.

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Key Features

  • Wide Range of Properties: Offices, industrial units, warehouses, retail premises, mixed-use and more.
  • Flexible Loan Sizes & Terms: Finance for single assets or multi-property portfolios, with adaptable repayment plans.
  • Competitive Interest Rates: Access to market-leading rates and terms from mainstream and specialist lenders.
  • High Loan-To-Value (LTV): Borrow up to 75% LTV for qualifying properties and businesses.
  • Tailored Structuring: Solutions for complex ownership, including SPVs, offshore structures, and pension-led funding.
  • Acquisition, Refinance & Expansion: Suitable for purchases, refinancing, releasing equity, or capital raising for improvements and business growth.
Residential flats with blue sky

How It Works

Here’s our simple, guided steps to secure the right funding for your property goals:

  1. Consultation

    Discuss your property plans and finance requirements

  2. Proposal

    Receive tailored solutions from a range of lenders

  3. Applications & Approval

    Navigate process with our expert support

  4. Completion

    Secure funding for acquisition, refinance or expansion

Common Scenarios

  • Acquiring new commercial premises for your business
  • Investing in retail, office, or industrial assets
  • Expanding a commercial property portfolio
  • Raising capital for business growth through property refinancing
  • Restructuring debt or improving existing finance terms
Commercial building windows

Why Choose Mortimer Street Capital?

We make commercial property finance simple, fast, and tailored to your goals. From first consultation to funding, our team provides expert guidance, clear advice, and solutions designed around your investment or business needs.

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  • Specialist Expertise
  • Speed & Certainty
  • End-to-End Guidance
  • Transparent Advice
Speak to our team today